BANKRUPTCY ATTORNEYS IN AUSTIN
Are you stressed out by debt?
Is concern over debt keeping you awake at night, damaging your marriage and other relationships and leaving you feeling overwhelmed and helpless unable to think about anything else? Bankruptcy can help individuals and businesses eliminate their debt (chapter 7) or reorganize and partially repay debts under the protection of the bankruptcy court (chapter 11 and 13).
BANKRUPTCY MAY HELP YOU REGAIN CONTROL IF YOU ARE:
- Struggling to pay living expenses as well as credit cards debts, medical bills, signature loans, or payday loans;
- Transferring balances from one credit card to another just to keep current and never getting ahead;
- Receiving harassing calls from creditors at home or work;
- Facing foreclosure of your home or repossession of a vehicle;
- Facing wage garnishment by the IRS or your bank account has been garnished by a creditor;
- Being sued by a creditor;
- Liable for your own legal fees from a divorce ;
- Working long hours at a business while making no money and don’t know how to get out;
- Overwhelmed with federal income taxes;
- Stuck with a car you bought when you were making more money and can no longer afford;
- Trapped in a lease that your landlord won’t let you out of;
- Liable under a guaranty for business debt; or
- Have an IRS levy or lien.
All creditor calls, garnishments and almost all lawsuits must stop immediately after you file bankruptcy.
our AREAS OF PRACTICE
Personal Bankruptcy
(Chapter 7 or Chapter 13)
Federal Tax Resolution
(Bankruptcy or Offers in Compromise)
Business Bankruptcy
Estate Planning
Long-Term Care & Medicaid Planning
We believe in treating you the way we would want to be treated, with respect and compassion. We know you are probably very worried about your situation. We don’t talk down to you. We listen carefully to your concerns and give you a clear explanation of your options. We are with you through the entire process and we do our best to prepare you for what to expect. We have a reputation for thorough and accurate paperwork. In fact, Michael often speaks at seminars to educate other attorneys about how to correctly prepare bankruptcy forms. Our attention to you and the details of your financial information will make the process go as smoothly and painlessly as possible.
Will I lose my home or car if I file bankruptcy?
In most cases you will not lose your home, car or anything else you own as a result of filing bankruptcy as long as you can keep making any payments. Texas lets you protect most of your belongings, although there are exceptions. Ninety-six percent of people who file bankruptcy in Texas get to keep everything they own.
Even if you live outside of the city of Austin your case must be filed in Austin if you live in one of the following counties:
Bastrop, Blanco, Burleson, Burnet, Caldwell, Gillespie, Hays, Kimble, Lampasas, Lee, Llano, Mason, McCulloch, San Saba, Travis, Washington or Williamson.
