Texas Bankruptcy Attorney
Austin lawyer Michael Baumer is board certified by the Texas Board of Legal Specialization in both consumer and
business bankruptcy and helps individuals and small
businesses file for relief under Chapter 7 and Chapter 13 of the Bankruptcy Code.
Bankruptcy is a legal process that helps individuals and businesses erase their debts or reorganize and partially
repay them under the protection of the bankruptcy court. If you are considering bankruptcy, you are probably dealing
with one or more of the following situations:
- Balance transfers on credit cards—using one card to pay another just to keep payments current
- Harrassing calls from creditors and bill collectors at your home or office
- IRS liens or other tax debts
- Lawsuits from creditors
- Late or missed payments on your mortgage or car loan
- Foreclosure proceedings against your home, or the threat of repossession of your vehicle.
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